Will having a secured card help me get approved for a regular credit card?

Building credit depends on a number of factors, for example, whether you have other open credit accounts, your payment history, and whether you use the account(s) responsibly.  


If you are approved for and open a secured credit card, and you pay on time and remain in good standing, this can help move you towards graduation to an unsecured credit card. We’ll evaluate you for graduation to one of our unsecured cards within 18 to 24 months of opening your secured card.