Can I use my credit card for a cash advance?

Yes. You typically need to use your credit card’s PIN for cash advances. We mail your PIN to you in a separate envelope around the same time you receive your card.


Here are some things to keep in mind for cash advances:

  • You can withdraw up to 25% of your credit limit, as long as the withdrawal amount doesn’t exceed your available credit.
  • Depending on which amount is higher, we either charge a $10 fee or a 3% fee of the cash advance amount.
  • We begin charging interest on cash advances either on the transaction date or on the first day of the billing cycle in which the transaction occurred (whichever comes later).