Income Update
Why Should I Update My Income?
To comply with federal regulations, we are required to confirm your income before considering you for a credit limit increase. This means your income and housing information must be fresh so we can ensure a higher limit is a safe, manageable fit for your budget. We recommend updating this information annually. You can easily update your income and mortgage or rent information in the mobile app, on your dashboard, or over the phone.
- Mobile app
After logging into your account on our mobile app, you may receive a pop-up that prompts you for updated income and housing expense information. Simply fill in the fields and tap “Submit” to update your information.
You can also update your info by tapping the “More” tab at the bottom of the screen, selecting “My Profile”, and then pressing the “Edit” icon next to “Financial Information.”
- Website
After logging into your account on our website, you should see a banner at the top of your Account Summary page when it’s time to update your income. Simply fill in the fields and tap “Submit” to update your information.
Alternatively, you can update your info by tapping the “Profile” icon at the top right of the screen, and then pressing the “Edit” icon next to “Financial Information.”
- Phone
You can also give us a at 1-855-790-8860 and our automated system will guide you through the process of updating your info.
What Should I Include In My Annual Income?
For the purposes of annual income, please include any earned income, including full-time, part-time, temporary or self-employment income. Additionally, the income can include interest, dividends, retirement income, or public assistance income. You may also include shared income, which is money from somebody else that is regularly deposited into your individual account or into a joint account that person shares with you. If you are 21 or over, you may also include somebody else's income that is regularly used to pay your expenses.
Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.