Balance/Available Credit

How can I check my balance or available credit?

To review your balance and available credit, sign into your account or call the number on the back of your card to hear your account summary.


What’s the difference between my balance and my available credit?

The balance on your account is the current amount of credit you’re using. Your balance is made up of posted transactions, so the balance will go up as you make purchases and go down as you make payments. If you pay off your account in full, you’ll have a zero balance.

The available credit on your account is the amount you have left to spend before you hit your credit limit. Pending transactions will be subtracted from your available credit, and once each transaction posts, it’ll be added to your balance.